Real-Time Payments – Winners, Losers and the Barriers to Innovation

Immediate Payments, Real-Time Payments, Faster Payments – wherever you are in the world you probably have a term for it,…

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Latest fintech research

In June, Capgemini released the World Fintech Report in Paris. The report’s headline conclusion was that although Open Banking has yet…

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Launching products is becoming more painful for banks…

All banks find launching new products and making changes to their operating systems to be a painful process. As new…

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The wide-ranging costs of software failure

    Tim Nash of Finextra continues his series of articles with us talking about the payments industry. In this article,…

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TSB – And How the Industry Needs to Rethink Testing and Migrations

Nobody should rejoice in the problems faced by TSB in its migration to the Sabadell system.  TSB’s customer base has…

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Testing: the regulatory imperative

  This week we have a guest post from Tim Nash of Finextra who talks about the importance of testing…

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How to achieve a competitive advantage in Open Banking

  Anyone reading the industry press will undoubtedly have seen opinion pieces on Open Banking. The fact that Open Banking…

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Banking and Payments – The Latest Research

The research team at Iliad is always reviewing the analysis in the payments and banking industry, and we like to…

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When technology fails – a two minute guide

When you live in the North of England as I do, Hawaii seems like the perfect place to be at…

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Profitability and the future for US Banks

McKinsey has produced a paper about the next generation of banking in the United States, describing the challenges faced in…

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World Economics Forum, analysis of the outlook for Fintech

The World Economic Forum has just completed one of the most thoroughgoing studies into the effect of fintech on the…

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THE REAL COST OF OUTMODED TESTING

That the payments industry is being reshaped by unprecedented waves of change is not news. A constantly evolving regulatory landscape,…

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The biggest threat to the future of your payments business

I read a couple of articles this week which reinforced my belief that the biggest threat to most payments businesses…

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How to reduce waste in your IT development budget

If you knew that you were wasting 15% of your IT development budget, how much effort would you put into…

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APIs and How Their Potential for Innovation Could Be Stifled

Read the latest article from Anthony Walton who was talking to Payment Eye about the opportunity with APIs and how…

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